CARD FEES & OTHER CHARGES*
Joining Fee
Free
Annual Fee
Free
Account Service Fee
Free
ATM Withdrawal Fee
Overseas: 1st withdrawal is free, there will be a fee of 2% of withdrawal amount, thereafter.
Currency Conversion Fee
(Applied when the purchase is effected in currencies other than Singapore Dollar)
Up to 1% + network charges
Network charges is part of the foreign transaction fee charged by the card network, Visa. Regardless of the card type, this fee is applied to all non-SGD transactions. Be assured that the exchange rate you see on the Visa exchange rate calculator is already inclusive of their network charge.
Cross-Border Transaction Fee
(Applied when the purchase is through merchant acquired outside of Singapore but charged in Singapore Dollar)
0.5% + network charges
Physical Card Issuance Fee
S$10
Replacement Card Fee
(Only applicable for Card replacement request made by Cardmember. Not applicable if due to defect of Chip or Card)
S$10.00 per Card
Card Cancellation Fee
Free
Card to Card transfer fees
Free
Reload/Top-up Charges (Reload charges are levied by our respective partners)
IN APPLICATION:
1. CREDIT CARDS – Rate levied by respective bank partners
2. DEBIT CARDS – Rate levied by respective bank partners
Bank Transfer Fees
Singapore - S$1.00
Indonesia - S$3.00 (Bank Transfer)
Malaysia - S$1.00
India - S$3.00
Nepal - S$3.00
Bangladesh - S$3.00
The Philippines - S$3.00 (Bank Transfer)
Vietnam - S$4.00
Thailand - S$5.00
Australia - S$6.00
China - S$8.00
European Union - S$2.00
United Kingdom - S$2.00